One of the biggest driving factors for people with debt problems to seek legal counsel is the stress created by frequent, sometimes abusive collection calls. Falling behind on your bills is a severe enough burden. Being afraid to answer your phone and having collection calls made to your employer, family members and others you know are sure signs that you should learn your rights and take a look at all available solutions.
Representatives who call you on behalf of creditors and collection agencies have a job to do — but they also have an obligation to obey laws that protect debtors’ rights. At our long-standing law firm, you can talk through your situation with Steven Klesner, a dedicated Iowa City debt relief attorney who knows the federal Fair Debt Collection Practices Act (FDCPA) and other relevant laws in depth.
We understand the desperation that overwhelming debt can create. Unfortunately, many people who see bankruptcy as an absolute last resort enroll in “credit solutions” and “debt consolidation” programs that may bring very temporary relief from collection calls but ultimately leave them in worse financial shape than ever.
At Fitzgerald, Klesner, & Pavelich, PLC, you can receive clear, honest counsel on all options given your specific debt problems and financial position. Key considerations for you may include:
Debt problems and pressures almost always become worse when you try to handle them without a lawyer or wait and do nothing. For a free brief consultation on your concerns and legal options, we encourage you to call us at 319-354-1712 or email our offices today.
